Imagine a world where there are only two investment opportunities. You are first presented with a risk free investment opportunity; your capital is guaranteed, you have absolute faith in the counter party, and there is zero risk of default. This investment promises returns of n % per annum and you are tempted to invest. The [...]
My Passive Investing Portfolio
Both my cash and CPF are invested into passively managed portfolio using Permanent Portfolio strategy. I am able to justify investing with passive portfolio because i have studied this strategy in depth, though about the potential good and bad points, and conclude the risk reward of this portfolio is suitable for my [...]
I have received many questions that Dennis had passed away and so what happens to his classes? I am proud to say that his wife has decided to carry on his legacy and continue to run MasterYourFinance! She will have a group of core trainers whom Dennis had hand-picked and trained since the start of [...]
The two prominent universities in the Ivy League are Havard and Yale. Besides being famous for their academia, they have large and profitable endowment funds that pay for a large part of the universities’ expenses. How well? From 1985-2008, S&P 500 returned 11.98% and while most fund managers could not beat the market, Yale and [...]
Asset allocation has been preached by many professional financial advisers. It is also often deemed as the best method for an individual to invest his/her hard earned money in a safe yet rewarding way, and eventually attain his/her desired financial goals in life.
There are a few key principles on how asset allocation works:
1) 3 classes [...]